Terms and Conditions

1. Acceptance of Terms

By accessing and using Uchumi360 ("we," "us," or "our"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

2. Description of Service

Uchumi360 is a digital platform that provides business news, investment insights, and economic analysis focused on Tanzania and East Africa. We offer:

• Business news and analysis
• Investment opportunities and insights
• Economic reports and data
• Industry-specific content
• Newsletter services

3. User Responsibilities

As a user of Uchumi360, you agree to:

• Use the service for lawful purposes only
• Not interfere with or disrupt the service or servers
• Not attempt to gain unauthorized access to any part of the service
• Respect intellectual property rights
• Provide accurate information when required

4. Content and Intellectual Property

All content on Uchumi360, including but not limited to text, graphics, logos, images, and software, is the property of Uchumi360 or its content suppliers and is protected by international copyright laws.

4.1 Our Content

You may not reproduce, distribute, display, or create derivative works from our content without explicit written permission.

4.2 User-Generated Content

By submitting content to us (comments, articles, etc.), you grant us a non-exclusive, royalty-free license to use, reproduce, modify, and distribute such content.

5. Privacy and Data Collection

Your privacy is important to us. Please review our Privacy Policy, which also governs your use of the service, to understand our practices.

We may collect and use information about your use of our service to improve our offerings and provide personalized content.

6. Newsletter and Communications

By subscribing to our newsletter, you consent to receive periodic emails containing business news, insights, and promotional content. You may unsubscribe at any time using the link provided in our emails.

7. Advertising and Third-Party Content

Uchumi360 may display advertisements and third-party content. We are not responsible for the content of advertisements or third-party websites linked from our platform.

8. Disclaimer of Warranties

The information on Uchumi360 is provided on an "as is" basis. We make no warranties, expressed or implied, and hereby disclaim all other warranties including, without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property.

9. Investment Information Disclaimer

Important: Content on Uchumi360 is for informational purposes only and should not be considered as financial or investment advice. Always consult with qualified financial advisors before making investment decisions.

10. Limitation of Liability

In no event shall Uchumi360 be liable for any direct, indirect, incidental, special, or consequential damages arising out of or in any way connected with the use of this service.

11. Indemnification

You agree to indemnify and hold harmless Uchumi360 from any claim or demand made by any third party due to or arising out of your use of the service or violation of these terms.

12. Modifications to Terms

We reserve the right to modify these terms at any time. Changes will be effective immediately upon posting on the website. Your continued use of the service constitutes acceptance of the modified terms.

13. Termination

We may terminate or suspend access to our service immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the terms.

14. Governing Law

These terms shall be governed by and construed in accordance with the laws of Tanzania, without regard to its conflict of law provisions.

15. Contact Information

If you have any questions about these Terms and Conditions, please contact us at: